Capital Security Bank (CSB) is pleased to announce the appointment of Joseph Horn-Smith as its new Chief Executive Officer.  

Mr. Horn-Smith has served as CSB’s Chief Operating Officer since February 2021.  In this capacity, he has been instrumental in driving operational excellence and strategic initiatives across all business areas, and possesses a wealth of experience and an enviable track record in financial services. His strategic vision, commitment to innovation, and demonstrable ability to lead in a rapidly evolving market position him as the ideal candidate to guide CSB through its next phase of growth.

Mr. Horn-Smith is succeeding Mr. John Evans, who has been a cornerstone of CSB’s continued success for over 10 years, first as COO and then as CEO. CSB’s Board of Directors expresses its deepest appreciation and gratitude to Mr. Evans for his outstanding leadership and contributions during this time. Mr. Evans is gradually handing over his duties and responsibilities to Mr. Horn-Smith to ensure a seamless and efficient transition.